Checklist Financial Health

{{company_name}}

{{company_address}}

Phone: {{phone}} | Email: {{email}} | Web: {{website}}

Checklist Financial Health

Checklist Financial Health

1. Revenue and Sales

Review total revenue for the period: {{current_period_revenue}}

Compare against previous period: {{previous_period_revenue}}

Analyze sales growth rate: {{sales_growth_rate}}%

Identify top-performing products/services: {{top_products_services}}

Monitor average transaction value: {{average_transaction_value}}

2. Profitability

Calculate gross profit margin (Revenue - Cost of Goods Sold / Revenue): {{gross_profit_margin}}%

Calculate net profit margin (Net Income / Revenue): {{net_profit_margin}}%

Track operating expenses: {{operating_expenses}}

Identify any unusual or unbudgeted expenses: {{unusual_expenses}}

3. Cash Flow

Review cash flow from operating activities: {{operating_cash_flow}}

Review cash flow from investing activities: {{investing_cash_flow}}

Review cash flow from financing activities: {{financing_cash_flow}}

Monitor current cash balance: {{current_cash_balance}}

Assess days cash on hand: {{days_cash_on_hand}} days

4. Debt Management

List all outstanding debts: {{outstanding_debts}}

Review debt-to-equity ratio: {{debt_to_equity_ratio}}

Verify timely payment of creditors: {{creditor_payment_status}}

Assess ability to meet debt obligations: {{debt_service_ability}}

5. Assets and Liabilities

Review current assets (cash, accounts receivable, inventory): {{current_assets}}

Review non-current assets (property, plant, equipment): {{non_current_assets}}

Review current liabilities (accounts payable, short-term loans): {{current_liabilities}}

Review long-term liabilities: {{long_term_liabilities}}

Assess working capital (Current Assets - Current Liabilities): {{working_capital}}

6. Financial Ratios

Current Ratio (Current Assets / Current Liabilities): {{current_ratio}}

Quick Ratio (Cash + Marketable Securities + Accounts Receivable / Current Liabilities): {{quick_ratio}}

Debt-to-Asset Ratio (Total Debt / Total Assets): {{debt_to_asset_ratio}}

Return on Assets (Net Income / Total Assets): {{return_on_assets}}%

Return on Equity (Net Income / Shareholder Equity): {{return_on_equity}}%

7. Budget vs. Actual Performance

Compare actual revenue to budgeted revenue: {{revenue_budget_variance}}

Compare actual expenses to budgeted expenses: {{expense_budget_variance}}

Review variances and reasons for differences: {{variance_reasons}}

Identify areas for cost control or revenue enhancement: {{cost_revenue_opportunities}}

8. Risk Assessment

Identify potential financial risks (e.g., market downturns, bad debt): {{financial_risks}}

Evaluate insurance coverage: {{insurance_coverage_details}}

Assess contingency plans for financial emergencies: {{contingency_plans}}

9. Overall Financial Outlook

Summarize key findings from the financial review: {{summary_of_findings}}

List recommended actions for improving financial health: {{recommended_actions}}

Set financial goals for the next period: {{next_period_financial_goals}}

Reviewed by: {{employee_name}}

Title: {{employee_title}}

Date: {{review_date}}

Signature: