Loan Application_Review Form

Company Letterhead

{{company_name}}

{{company_address}}

{{phone}}

{{email}}

{{website}}

Loan Application Details

**Date of Application:** {{application_date}}

**Applicant Name:** {{applicant_name}}

**Applicant ID/Registration Number:** {{applicant_id_number}}

**Loan Product Applied For:** {{loan_product_name}}

**Loan Amount Requested:** {{currency}} {{loan_amount_requested}}

**Purpose of Loan:** {{loan_purpose}}

**Loan Term Requested:** {{loan_term_years}} years / {{loan_term_months}} months

Credit Assessment Summary

**Credit Score (Internal/External):** {{credit_score}}

**Debt-to-Income Ratio (DTI) / Debt Service Coverage Ratio (DSCR):** {{dti_dscr_ratio}}

**Employment Status/Business Stability:** {{employment_status_business_stability}}

**Income Verification:** {{income_verification_details}}

**Existing Debts/Commitments:** {{existing_debts_commitments}}

**Payment History (if applicable):** {{payment_history_summary}}

**Key Strengths of Application:** {{key_application_strengths}}

**Key Weaknesses/Risks of Application:** {{key_application_weaknesses_risks}}

Collateral/Security Assessment (if applicable)

**Type of Collateral:** {{collateral_type}}

**Estimated Collateral Value:** {{currency}} {{collateral_value}}

**Valuation Date:** {{valuation_date}}

**LTV (Loan-to-Value) Ratio:** {{ltv_ratio}}

**Perfection of Security Details:** {{perfection_of_security_details}}

Financial Analysis (for Business Loans)

**Recent Financial Statements Reviewed:** {{financial_statements_reviewed}}

**Key Profitability Ratios:** {{profitability_ratios}}

**Key Liquidity Ratios:** {{liquidity_ratios}}

**Key Solvency Ratios:** {{solvency_ratios}}

**Cash Flow Projections Assessment:** {{cash_flow_projections_assessment}}

**Management Competence/Experience:** {{management_competence_experience}}

Compliance and Due Diligence

**AML/KYC Checks Completed:** {{aml_kyc_checks_completed}} (Yes/No)

**Results of Background Checks:** {{background_check_results}}

**Regulatory Compliance Adherence:** {{regulatory_compliance_adherence}}

**Required Documents Received:** {{list_of_received_documents}}

Reviewer's Recommendation

**Recommendation:** [ ] Approve / [ ] Decline / [ ] Approve with Conditions / [ ] Refer for further review

**Recommended Loan Amount:** {{currency}} {{recommended_loan_amount}}

**Recommended Interest Rate:** {{recommended_interest_rate}}%

**Recommended Loan Term:** {{recommended_loan_term_years}} years / {{recommended_loan_term_months}} months

**Conditions for Approval (if any):** {{conditions_for_approval}}

**Reasons for Recommendation:** {{reasons_for_recommendation}}

Manager/Committee Decision

**Decision:** [ ] Approved / [ ] Declined / [ ] Approved with Amendments

**Final Approved Loan Amount:** {{currency}} {{final_approved_loan_amount}}

**Final Approved Interest Rate:** {{final_approved_interest_rate}}%

**Final Approved Loan Term:** {{final_approved_loan_term_years}} years / {{final_approved_loan_term_months}} months

**Amendments/Specific Instructions:** {{amendments_specific_instructions}}

**Date of Decision:** {{decision_date}}

Signatures

**Reviewed By:** _________________________ Date: {{reviewer_signature_date}}

({{reviewer_name}})

**Manager/Committee Head:** _________________________ Date: {{manager_signature_date}}

({{manager_name}})