Loans

This Time Sharing Agreement outlines the terms and conditions for shared use of an asset, typically a property or vehicle, by multiple parties. It is suitable for arrangements where individuals or entities co-own or jointly lease an asset for specified periods.

This template is for an exclusive and non-transferable license agreement, outlining terms and conditions for granting a specific right to a licensee. It is suitable for various intellectual property or service licensing scenarios.

This document is a comprehensive Consumer Credit Application form designed for individuals seeking credit facilities. It captures essential personal, employment, and financial information required for credit assessment.

This Co-Habitation Agreement is for partners who are not married but live together, outlining their rights and responsibilities regarding shared assets, debts, and living expenses during their co-habitation and in the event of separation.

This template is used by employees to formally request a salary advance from their employer. It outlines the terms of the advance and the repayment schedule.

This Rental Agreement template is for landlords to use when renting out residential or commercial property in a generic Southern African business context. It outlines the terms and conditions of the rental, protecting both the landlord and the tenant.

This document is a legally binding agreement for a line of credit facility between a lender and a borrower, outlining the terms and conditions under which funds can be drawn and repaid. It is used when a business or individual requires flexible access to funds up to a certain limit.

This document provides a structured template for calculating loan repayments, interest, and amortization schedules. It is suitable for businesses and individuals seeking to understand the financial implications of a loan.

This Balloon Note template outlines a promissory note where a large payment (balloon payment) is due at the end of the loan term. It is used for short-term financing structures common in real estate or business acquisitions.

This Loan Application Review Form is used by financial institutions to systematically assess and document the evaluation of a loan application from an individual or business. It ensures all relevant criteria are considered before making a lending decision.

This Subordination Agreement is used when one creditor agrees to subordinate its claim against a common debtor in favor of another creditor. This is common in situations involving multiple loans or investments in a private company.

This template is used by lenders to formally request specific collateral documents from a loan applicant. It ensures all necessary information regarding assets pledged as security is systematically collected before finalizing a loan agreement.

This template provides a formal agreement for a loan extended by a stockholder to a corporation. It is to be used when a shareholder (individual or entity) lends money to the company, outlining the terms of repayment, interest, and other relevant conditions.

This document is a formal request from a company to a lender for the release of a personal guaranty provided by an individual (e.g., a director or shareholder) for a company loan, once specific conditions have been met.

This Lease To Own Agreement facilitates the leasing of an asset with the option for the lessee to purchase it at the end of the lease term. It is ideal for businesses seeking flexible asset acquisition.

This template is a non-exclusive license agreement granting a licensee the right to manufacture a product using the licensor's intellectual property, without restricting the licensor from granting similar rights to others. It is suitable for businesses looking to license their manufacturing processes or designs.

This Bond Agreement template is used to formally document a loan provided by a Bondholder to an Issuer, outlining the terms of repayment, interest, and any collateral involved. It is suitable for businesses seeking to raise capital or lend funds with clear, legally binding conditions.

This document template is used to formally modify an existing lease agreement between a lessor and a lessee. It details changes to terms, conditions, or clauses of the original lease.

This Credit Agreement template is used to formally document the terms and conditions of a loan extended by a lender to a borrower, outlining repayment schedules, interest rates, and other crucial financial stipulations. It should be used for securing business loans, personal loans, or lines of credit within an African context.

This agreement is used to formally document an extension of time for a debtor to repay an outstanding debt. It outlines the new payment terms and conditions agreed upon by both parties.

This document provides a template for a Guaranty of Lease, to be used when a third party agrees to guarantee the lease obligations of a tenant. It is suitable for landlords or property management companies to secure rental agreements.

This template is used when a lender agrees to extend the payment terms of an existing debt. It formalises the new payment schedule and any revised conditions.

This Subordination Agreement ensures that one debt (the subordinate debt) is clearly ranked lower in priority than another debt (the senior debt). It is used when a creditor agrees to subordinate their claim to another creditor, typically in financing arrangements.

This Subordination Agreement is a comprehensive legal document used when one creditor (the Subordinating Creditor) agrees to subordinate its claim or lien on a debtor's assets to another creditor (the Senior Creditor). It is used to establish the priority of debts, especially in financing or restructuring scenarios.

This template outlines the terms and conditions for leasing net equipment. It is suitable for businesses in Southern Africa leasing equipment where the lessee is responsible for maintenance, insurance, and other costs.

This template is an agreement for a movable hypothec without delivery, used when a debtor pledges movable assets as security for a debt but retains possession of the assets. It is suitable for businesses in Southern Africa engaging in secured lending.

This Facility Agreement template outlines the terms and conditions under which a lender provides a loan facility to a borrower. It is suitable for various commercial lending scenarios between sophisticated parties.

Comprehensive commercial loan application with financials, collateral, and use of funds.

Arm's-length intercompany loan agreement supporting transfer pricing documentation.

Monthly borrowing base certificate for an asset-based lending facility.