Banking

Authorization to establish overnight sweep between operating and investment accounts.

This template is used by a business to formally request an extension of time from their bank for a specific financial obligation or facility.

This template is used by a company to formally notify its bank about the addition of a new signing officer to its bank account. It outlines the new officer's details and requests the necessary updates to the account's signatory mandate.

This template is a formal record of a board of directors meeting where a resolution is passed to authorize the issuance of corporate credit cards to employees. It should be used to document the decision-making process and outline the terms and conditions of credit card usage.

This document provides insights and actionable habits for individuals aiming to build wealth, drawing lessons from successful millionaires. It can be used as a personal development guide or a framework for financial planning workshops.

This template provides a formal Guarantee of Account, assuring a third party that a specific account holds sufficient funds or credit to cover an obligation. It is used when an account holder needs to provide financial assurance without directly transferring funds.

This document outlines the step-by-step process for a small to medium-sized enterprise (SME) in Southern Africa to set up an online payment system, enabling them to accept digital payments from customers.

This template is used by a customer to formally request the cancellation of a previously issued stop payment order on a cheque or electronic funds transfer. It is used when the customer wishes for the payment to proceed after all, or when the original reason for the stop payment no longer applies.

This template is a formal letter used by banks or financial institutions to inform a customer that a credit has been successfully applied to their account. It is used when an error was previously made, and the customer's account is being corrected.

This document outlines the step-by-step process for a business to open a bank account in a generic Southern African context. It is intended for new or existing businesses seeking to establish banking relationships.

This template is a formal notice to a customer that a check they submitted for payment has been returned due to insufficient funds (NSF). It informs them of the bounced check, the amount due, and any associated fees, requesting prompt resolution.

This template is used by a business to formally request their bank to stop payment on a specific check that has been issued but not yet cashed or cleared. This is crucial for preventing fraudulent transactions or rectifying errors.

This letter template is used by a business to formally request an apology from a bank for an NSF (Non-Sufficient Funds) check that was incorrectly processed due to a bank error.

This template is used by a business to formally request their bank to stop payment on a cheque or other electronic transaction. It is crucial for preventing unauthorised withdrawals or rectifying payment errors.

This template is used by a business to formally request their bank to close a specific bank account. It outlines all necessary account details and provides instructions for the disposition of remaining funds.

This document outlines the terms and conditions governing a charge account facility between a business and its customer. It is used to establish the rights and obligations of both parties regarding credit limits, payment terms, and dispute resolution.

This template is used by businesses to formally inquire about a previously received quotation, typically when there are questions, discrepancies, or a need for clarification before making a purchasing decision.

This template is a formal notice to debtors and other interested parties regarding the public sale of collateral pledged to secure a loan, following default on the loan agreement. It details the asset(s) to be sold, the sale terms, and the process for interested buyers.

This Unlimited Power of Attorney grants broad authority to an agent to act on behalf of the principal in all financial and legal matters. It is used when a principal requires comprehensive representation without specific limitations.

This document serves as a formal preliminary acceptance of a product by a reseller, outlining the initial terms and conditions before final commitment. It is used when a reseller agrees to provisionally accept a product for evaluation or initial market testing.

This Supply Agreement template is for use between a supplier and a buyer for the regular supply of goods. It outlines the terms and conditions governing the ongoing relationship, ensuring clarity on pricing, delivery, payment, and quality.

This Bill of Lading serves as a legal document issued by a carrier to a shipper, detailing the type, quantity, and destination of goods being shipped. It acts as a receipt of freight services, a contract between a freight carrier and shipper, and a document of title.

This Daily Cash Sheet template is used by businesses to record and reconcile daily cash movements, including sales, expenses, and deposits. It is essential for accurate financial tracking and cash flow management.

This template is used by a business to instruct their bank to make a payment to a specific beneficiary, often for a particular project or invoice. It ensures clear communication and authorization for financial transactions.

This document outlines the essential steps and considerations for establishing a Limited Liability Company (LLC) in a generic Southern African business context. It guides entrepreneurs through the legal and administrative processes required for registration and operation.

This template is used to formally record the resolution passed by a company's Board of Directors to authorize the renewal of existing agreements, contracts, or terms of service with third parties. It is used when a company needs to ensure due diligence and proper authorization for continuing business relationships.

This letter formally informs a credit applicant that their request for a company credit account has been denied due to an unfavorable credit report. It outlines the reasons for denial and provides information on how the applicant can obtain a copy of their credit report.

This document provides a structured application form and checklist for Small to Medium Enterprises (SMEs) in Southern Africa seeking a bank loan. It helps businesses compile all necessary information and documents required by financial institutions.

This Investment Calculator helps businesses project the potential returns on their investments. It is useful for financial planning, evaluating investment opportunities, and making informed decisions about capital allocation.

This template facilitates the reconciliation of a company's cashbook balance with the bank statement balance, identifying and explaining any differences. It should be used at regular intervals, typically monthly, to ensure accurate financial reporting and control.