Loans

This Payment Plan Agreement outlines the terms and conditions for a structured repayment schedule between a debtor and a creditor. It is used when an individual or entity owes money and needs a formal agreement to repay it over an extended period.

This Collateral Agreement outlines the terms under which a borrower pledges assets to a lender as security for a loan. It is used to mitigate financial risk for the lender in the event of borrower default.

This Storage Lease Agreement template is for businesses leasing storage space to individuals or other businesses. It outlines the terms and conditions of the lease, including payment, access, and responsibilities.

This Computer Lease Agreement template is used when an organisation leases computer equipment to an individual or another business. It outlines the terms and conditions of the lease, including payment, maintenance, and responsibilities of both parties.

This Month-to-Month Lease Agreement template is used for renting residential or commercial property on a flexible, monthly basis. It is ideal for short-term arrangements or when the duration of the lease is uncertain.

This Equipment Lease Agreement outlines the terms and conditions for leasing equipment from one party to another, ideal for businesses acquiring or providing machinery, vehicles, or other assets for a specified period.

This House Rental Agreement template is used for leasing residential property in a generic Southern African business context. It outlines the terms and conditions between a landlord and a tenant.

This document facilitates the transfer of a lease agreement from an existing tenant (lessee) to a new tenant (assignee) with the formal approval of the landlord (lessor). It is used when a tenant wishes to vacate a property and assign their lease obligations and rights to another party.

This template is a Deed of Hypothec on Movables, to be used in South Africa when a debtor wishes to offer movable assets as security for a debt without transferring possession to the creditor.

This template is used to formally cancel a hypothec (mortgage bond) over a property in South Africa, typically after the debt secured by the hypothec has been fully settled. It is essential for clearing the property’s title deed.

This Pledge Agreement Debenture is used when a company offers its assets as security for a debt, granting the lender a fixed or floating charge over those assets. It specifies the terms of the pledge and the conditions under which the security can be enforced.

This Commercial Lease Agreement template is used for leasing commercial property between a landlord and a tenant in a generic Southern African business context. It outlines the terms and conditions of the lease.

This template is a legally binding document used in South Africa to create a movable hypothec, allowing a debtor to use movable assets as security for a debt without transferring possession to the creditor. It is used when a lender requires security for a loan against specific movable property.

This Gift Deed template is used to formally document the gratuitous transfer of ownership of an asset from one party (the Donor) to another party (the Donee) without any expectation of consideration or payment. It is suitable for individuals or companies gifting movable or immovable property.

This document provides a template for formally extending an existing lease agreement between a landlord and a tenant. It should be used when both parties agree to continue the lease under new or existing terms for an additional period.

This template is a Commercial Pledge Agreement for equipment and machinery, useful for businesses in Southern Africa when securing a loan or credit facility against movable assets. It outlines the terms and conditions under which specific equipment and machinery are pledged as collateral.

This Secured Installment Note template is used for documenting a loan where repayment is made in installments and specific assets are pledged as collateral to secure the debt.

This template is used to formally renew an existing promissory note, extending its maturity date and outlining any updated terms and conditions between the borrower and the lender. It should be used when both parties agree to continue the loan agreement under revised or unchanged terms.

This template is used for the absolute assignment and transfer of loan agreements from one party to another, effectively transferring all rights, obligations, and benefits associated with the loans. It is suitable for businesses wishing to formally transfer a loan portfolio or individual loans.

This template is used for the non-recourse assignment of accounts receivable from an Assignor to an Assignee. It should be used when the Assignor wishes to transfer ownership of specific receivables without retaining any liability for their collection.

This template is a formal agreement where an individual pledges personal property as security for a loan or obligation. It is used when a borrower offers movable assets to a lender to guarantee repayment.

Internal pricing memo documenting rate, fees, and risk-adjusted return.

This template is used to formalize an agreement between a creditor and a debtor for the repayment of an outstanding debt in installments. It outlines the terms and conditions of the payment plan.

This template provides a structured approach for individuals and businesses in Southern Africa to evaluate and prioritize their debts, enabling a strategic repayment plan. It helps in making informed decisions on which debts to tackle first to minimize financial burden and maximize financial health.

This Mortgage Agreement template is a legally binding document between a lender and a borrower, outlining the terms and conditions of a loan secured by real property. It is used when a property is offered as collateral for a loan.

This Promissory Note template is a legally binding document outlining a borrower's promise to repay a specific sum of money to a lender under agreed-upon terms.

This Promissory Note documents a borrower's promise to repay a specific sum of money to a lender, including an acceleration clause that allows the lender to demand immediate repayment of the entire outstanding balance upon certain triggering events.

This document outlines the terms and conditions for a discount offered to a borrower for making an early repayment on an existing loan facility. It specifies the discount amount, calculation method, and conditions for eligibility.

This template is a formal agreement used when a creditor agrees to subordinate their priority claim on leased equipment to another creditor, and cedes the priority of that leased equipment.

This Unlimited Guaranty template is used when an individual or entity (the Guarantor) agrees to guarantee the financial obligations of another party (the Debtor) to a Lender, without a limit on the amount of the guarantee. It ensures that the Lender can recover the full amount of the Debtor's outstanding debt from the Guarantor if the Debtor defaults.